You do so many even minor illegal things in games. Jaywalking, blocking traffic, getting into fights, stealing cars/a million other things, breaking and entering, trespassing, etc.
Well I'm not running a business here. But yeah, the quarterly fee is what has been mentioned to me, but I'm unsure of the specifics of it. All I know is that going from being employed by a company to being independently contracted is more expensive and by (soon to be) old boss was nice enough to throw together a comparison spreadsheet so I know what my contract would have to be to make more or the same amount of money with higher taxes. I'll have more details later this week.
I'm going to be independetly contracted here in the next week and now I'm going to have to file my own taxes... apparently there's some I do monthly and then others I do quarterly. Can't say I'm looking forward to it.
On a serious note Microsoft is the one so confident in their network they attached a number to it. At least I don't think any issues will be as bad as the Wii U.
Tried a RAM test?
I would bet it's your HDD but perhaps it's not showing up frequently I guess?
Also, open a command prompt as an administrator and run sfc /scannow
Do you know why they call it the Xbox One? Because you only need to get on the Internet one time to activate it and then you can play games whenever you want.